SALT LAKE CITY — Eligible Utah homeowners can now apply for mortgage assistance online at to help homeowners who are unable to pay their mortgage due to financial hardships associated with the COVID-19 pandemic.
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The state has $66 million in federal pandemic relief funds available. Applications may be submitted through Nov. 7. Click here to access the online application.
The program will first be available for applicants whose incomes are equal to or less than 100% of the county area median income (AMI) in which the household resides, or 100% of AMI for the U.S., whichever is greater, and applicants facing immediate foreclosure, according to a news release from the Utah Department of Workforce Services.
“For Utahns facing economic uncertainty, there’s nothing more important than knowing that they can remain in their home,” Nate McDonald, deputy director at the Department of Workforce Services, said in a news release. “We want to make sure these funds go to those truly in need and in danger of losing their home.
“To help make this program run as smoothly as possible, we ask that only people who meet the income eligibility criteria and are delinquent in the payments apply so the system doesn’t get bogged down with ineligible applications.”
Eligible Utah homeowners also need to have experienced a documented financial hardship associated with COVID-19 after Jan. 21, 2020, and own the Utah property for which they are applying for assistance. Approved applicants will be required to participate in either homeowner counseling or a homeowner education program.
The Department of Workforce Services has partnered with Community Development Corporation of Utah to administer program funding.
“We are happy to assist in keeping Utahns in their homes with this program,” aid Mike Akerlow, CEO of Community Development Corporation of Utah, in a news release. “Before applying, applicants should gather documentation that will help expedite the process, including their most recent mortgage statement, demand letter or foreclosure notice, income documentation, and their government-issued identification.”
Click here access to homeowners assistance program and for more information on what the program can assist with and to fill out a pre-screening questionnaire to help determine if you are eligible.